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Costco same day delivery in Canada: Instacart, the real cost, and when a local helper is cheaper
Costco same day delivery in Canada is Instacart: marked-up item prices, plus delivery and service fees and a tip. How the costs add up, what it won't deliver, whether Instacart+ ($99 a year) pays off, and when a local helper who shops at warehouse prices costs less.
By Flatcart Editorial · Last reviewed Oct 27, 2026 · 4 min read

Costco same day delivery in Canada is run by Instacart, and you pay for it three ways: item prices marked up above your local warehouse, Instacart's delivery and service fees, and a tip. If the markup were 15% (Costco doesn't publish it), it alone would add $45 to a $300 order. For big orders, bulky items or things same-day won't carry, a local helper who shops at warehouse prices for a set fee can cost less.
How does Costco same day delivery work?
You order at sameday.costco.ca, a site Instacart hosts for Costco, and an Instacart personal shopper buys your items and brings them to your door. You can order up to 5 days ahead. Delivery runs Monday to Friday from 10 a.m. to 8 p.m. and weekends from 10 a.m. to 6 p.m., with holiday changes. Our Costco delivery page covers same-day alongside Costco.ca shipping and Business Centre delivery. Same-day delivery hours aren't the warehouse's; for those, see Costco hours in Canada.
What does Costco same day delivery cost?
| Cost | What it is |
|---|---|
| Item markup | Costco says same-day prices are higher than your local warehouse, and Instacart uses the difference to pay for the service. Costco doesn't publish the size |
| Delivery fee | Set by retailer, delivery window and order total; shown at checkout. $0 for Instacart+ members on Costco orders of $35 or more |
| Service fee | Varies with location and what's in your cart; applies with or without Instacart+ |
| Priority fee | Only if you pick a priority window |
| Bag fee | Where provincial or local rules require one |
| Tip | Optional; Instacart says 100% goes to the shopper |
From Costco's same-day help page (via our delivery page, checked October 1, 2026) and Instacart Canada's fees page and Instacart+ page, checked October 27, 2026.
How much does the markup add?
Costco doesn't say how big its same-day markup is, so here's what three sizes add to an order, before any fees or tip. Check yours by comparing a few staples on sameday.costco.ca with your last warehouse receipt.
| Order at warehouse prices | 10% markup | 15% markup | 20% markup |
|---|---|---|---|
| $150 | $15.00 | $22.50 | $30.00 |
| $300 | $30.00 | $45.00 | $60.00 |
| $500 | $50.00 | $75.00 | $100.00 |

The bigger the order, the more the markup costs. Against a sample $40 fee for a local helper who buys at warehouse prices, the markup alone costs more once your order passes about $267 at 15% (about $400 at 10%, $200 at 20%). Helpers set their own prices, so ask for a quote first.
Is Instacart+ worth it for Costco orders?
Only if you order often. Instacart+ costs $99 a year or $9.99 a month and removes the delivery fee on Costco orders of $35 or more, but service fees, the markup and the tip stay. It pays off if you'd otherwise pay roughly $99 a year in Costco delivery fees; compare the delivery fee on your usual order at checkout. There's a free trial of 2 weeks that renews at $99 a year unless you cancel.
What can't Costco same day delivery bring you?
- Prescriptions (Costcopharmacy.ca ships refills instead, in participating provinces)
- Over-the-counter items that need ID
- Food court and catering items
- Special orders
- Gift cards and postage stamps
It also won't help with what you already bought in the warehouse, like a TV or patio set that doesn't fit your car. An independent helper can do a Costco pickup and delivery for that, or the whole run as a personal shopper.
Why use a local helper instead of same-day?
Because it does more than deliver. A helper buys at warehouse prices, can bring what same-day won't, carries it in and, if they offer it, sets it up or takes a return back on the same trip. It isn't always cheaper on a small order, but on a big run or a bulky buy it often does more for the money:
Not always cheaper. Often better.
Why a local helper can be the better option
- What you pay
- A local helper on FlatcartWarehouse shelf prices, plus the fee you agree
- Costco same-day (Instacart): Prices marked up above the warehouse, plus delivery and service fees and a tip
- Costco.ca delivery: Online prices, which can differ from the warehouse, plus any shipping
- What it can bring
- A local helper on FlatcartWhat you pick in the warehouse, including big and bulky buys
- Costco same-day (Instacart): What sameday.costco.ca carries; no special orders, prescriptions or food court items
- Costco.ca delivery: The Costco.ca catalogue
- Getting it inside
- A local helper on FlatcartCarried in to where you want it, if you agree it
- Costco same-day (Instacart): To your door
- Costco.ca delivery: To your door; room of choice for TVs 65 inches and up
- After it arrives
- A local helper on FlatcartAssembly, TV mounting or setup, if your helper offers it
- Costco same-day (Instacart): Nothing more
- Costco.ca delivery: White glove delivery on some items, for an extra fee
- Returns
- A local helper on FlatcartA return runner can take it back to the warehouse
- Costco same-day (Instacart): Not part of the service
- Costco.ca delivery: Through Costco.ca
- Who comes
- A local helper on FlatcartA local person you choose, and can book again
- Costco same-day (Instacart): Whichever Instacart shopper takes the order
- Costco.ca delivery: A courier or delivery company
| Compared | Costco same-day (Instacart) | Costco.ca delivery | A local helper on Flatcart |
|---|---|---|---|
| What you pay | Prices marked up above the warehouse, plus delivery and service fees and a tip | Online prices, which can differ from the warehouse, plus any shipping | Warehouse shelf prices, plus the fee you agree |
| What it can bring | What sameday.costco.ca carries; no special orders, prescriptions or food court items | The Costco.ca catalogue | What you pick in the warehouse, including big and bulky buys |
| Getting it inside | To your door | To your door; room of choice for TVs 65 inches and up | Carried in to where you want it, if you agree it |
| After it arrives | Nothing more | White glove delivery on some items, for an extra fee | Assembly, TV mounting or setup, if your helper offers it |
| Returns | Not part of the service | Through Costco.ca | A return runner can take it back to the warehouse |
| Who comes | Whichever Instacart shopper takes the order | A courier or delivery company | A local person you choose, and can book again |
Helpers are independent people and businesses, not Costco or Instacart. You agree the job and the price with them. Starting in BC, Alberta and Ontario.
See Costco pickup and deliveryShop at Costco a lot and have a car? You can be that helper: see how Flatcart compares with TaskRabbit for local helpers.
Which should you choose?
- A small grocery top-up, today: same-day. At a 10% to 20% markup, a $100 order costs $10 to $20 more, and it's fast.
- You order every week: same-day with Instacart+, if your delivery fees would pass $99 a year.
- A big stock-up: ask a local helper for a quote. At a 15% markup and a sample $40 fee, a helper costs less from about $267; you pay warehouse prices plus their fee.
- Bulky or warehouse-only items, or something same-day won't carry: a local helper with the right vehicle.
- Big-ticket electronics: Costco.ca, which includes standard shipping on TVs and room-of-choice delivery from 65 inches; see Costco online shopping.
Frequently asked questions
- Who does Costco same day delivery in Canada?
- Instacart. You order at sameday.costco.ca and an Instacart personal shopper buys and delivers your order, 7 days a week.
- Is Costco same day delivery more expensive than the warehouse?
- Yes. Costco says same-day prices are marked up above your local warehouse, and Instacart adds delivery and service fees. Costco doesn't publish the markup; at 15%, it alone would add $45 to a $300 order.
- Can Costco same day delivery bring prescriptions?
- No. Prescriptions are excluded, but Costcopharmacy.ca ships refills in participating provinces.
- Is Instacart+ worth it for Costco?
- Only if you order often: it costs $99 a year or $9.99 a month and removes the delivery fee on Costco orders of $35 or more, but service fees still apply.
- What are Costco same day delivery hours?
- Monday to Friday 10 a.m. to 8 p.m., and Saturday and Sunday 10 a.m. to 6 p.m., with holiday changes.
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